I Need Money Desperately? 20 Ways to Get Cash When You Urgently Need It

I Need Money Desperately? 20 Ways to Get Cash When You Urgently Need It

Need Easy Extra $150+/Month For Free?

If you are stuck wondering how to make money when you need money desperately? Then you’ll benefit from this article. I’ll teach you how to get cash right now.

You’ll see my legitimate list of apps and sites I use to make money on the regular. I’m always scouring the net, forums and Reddit for real ways to make money online. In fact, I can support myself with my arsenal of money making sites.

The best part?

A lot of these require no effort at all to make money rather quickly.

I get it. Life happens.

Want free money?

  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Sometimes you need to make money fast to pay a bill or you’re trying to save up for something you want.

I’m sure you’re ready to see how you can earn your money now, so I’ll quit preaching and just get to the list so you can earn quick money as soon as today.

How to Make Money Fast (Legitimate Ways)

Your first bet is to get some quick wins through freebies and sign up bonuses. The four survey sites below are legitimate and you can join from your smartphone. I’m not the biggest fan of survey sites, but it’s worth it just to claim a quick sign up bonus.

Once you’re in and a paid survey is ready for you to take, you’ll get a notification. Sign up for all 3 below (will open in new tabs) and you’ll get paid up to $50/per survey.

Need Easy Money?

Next, we’ll move on to other ways to earn your money quickly. Try a few of these in order to make cash today!

1. Switch Your Search Engine to Swagbucks

swagbucksSwagbucks offers you the opportunity to earn cash for just searching the web.

Earn cash for searching for cute puppy pics?

Sounds too good to be true, but you read it right. Just switch from using Google or Bing to Swagbuck’s search engine and you’ll expect to earn up to $50 per month for active use.

Plus, you can get a $10 sign up bonus through this link.

Start searching the web with Swagbucks and get paid to search the web. 

GET STARTED >>

Download: iOS | Android | Browser

2. Make $50 Fast with Nielsen

By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

Nielsen has been around for decades, has over 40K employees, and has one thing on its mind… collecting data. Every app on your phone already does this — wouldn’t it make sense to get paid for it?

Just know that it’s a super unique program that pays for your data.

nielsen

It’s so simple: just sign up, install the app, and start earning today. You don’t have to take boring surveys, just let them know about your interest usage by having it’s app installed. Easy.

You don’t have to do anything other than initially registering your computer or phone.

What does it pay? This company will pay you $50 a year to keep their app on your favorite internet browsing device. Plus, they also give away $10,000 each month — so you can possibly make more than $30.

✔️ Sign up through here for a registration bonus.

GET STARTED >>

Download: iOS | Android | Browser

3. Make $10 Quickly with Rakuten

You’d be silly not to get cash-back for items you would have bought anyway. You can do this by shopping online with Rakuten.

Every time I shop online, I start at Rakuten and then I get cash back deposited into my PayPal account. I’ve earned $496.48 since joining so making $10 is simple with everyday purchases. You can save money with over 2,000 stores. 

rakuten

The bottom line is that Rakuten is my favorite way to make money when I shop online and right now they are offering a $10 sign up bonus through this link.

When you use the free site to shop, you get cash back.

GET STARTED >>

Download: iOS | Android | Browser

4. Deliver Food with DoorDash

As a DoorDash courier, you’ll deliver groceries and take out from restaurants in your free time while making extra cash and funding your personal goals.

You just need access to a car or bicycle.

Signing up takes minutes and you choose the hours you work and get paid cash per order (once you have access to fast pay).

This is a great way to earn money whenever you have free time.

Instead of Netflix and chill one night, why not earn some extra cash?

doordash driver

To get started:

✔️You must be 18 years or older and create your account.

✔️Have access to a car or bicycle.

✔️Own an iPhone or Android smartphone.

✔️Driver’s license with at least two years of driving experience.

Bonus: By signing up to become a DoorDash Driver you can get your first check this week by clicking here. I bet you’re lovin’ this article so far!

GET STARTED >>

Download: iOS | Android | Browser

5. Lower Your Bills and Cancel Subscriptions with Trim

Trim is a virtual personal assistant that constantly works to save you money. Cancel your old subscriptions, set spending alerts, check how much you spent on Uber last month, and automatically fight fees…to name a few cool ways Trim adds value.

trim savings

Stop getting ripped off! Trim can negotiate your bill down for you. Works with Comcast, Time Warner, Charter, and any other provider.

Bottom line: It was able to save me some money. If you are at all interested in saving money, you should be using Trim.

Tip: Did I mention there’s no fee for this? Because there’s no fee for this! Getting started with Trim is pretty straightforward: Sign up and connect your Messenger account.

GET STARTED >>

Download: iOS | Android | Browser

6. Deliver with Postmates and Make Money Today

It pretty easy to become a delivery driver for Postmates. It’s free to sign up and fast to get started. There are no fees or time commitments, so you take home 30% of what you earn every time you complete a delivery.

As a driver, you’ll get paid to deliver things like take out, groceries and even alcohol.

Here’s how to get started:

✔️ Create your account Enter your name, email, phone number and provide a profile photo and proof of identity.

✔️ Receive welcome kit – Once Postmates verifies you are who you say you are, they will send you a delivery welcome bag in the mail.

✔️ Download the app, go online – Open up the app and start accepting delivery offers and get paid whenever it’s convenient for you!

postmates

Many reviews online state that you can make up to $25 per hour. You can also see how much you earned after each delivery and exactly how your earnings were calculated. Get free weekly deposits or cash out instantly anytime you want. If you’re interested, you can learn more here.

GET STARTED >>

Download: iOS | Android | Browser

7. Get a $10 Sign Up Bonus at Ibotta

The app you should know about is Ibotta. This money making app actually gives you cash back on things you buy every day, even booze!

You heard me right, you can make money for the booze you buy at groceries.

ibotta

Ibotta is a fun rebate app that lets you get cash back on your purchases from major stores like Walmart, Target and almost every grocery store all over the country.

They are conveniently offering a $10 sign-up bonus after uploading your first receipt. So act fast.

How it works:

✔️Download the app and start a free account to browse deals in your area.

✔️Got friends? Invite 3 friends and they’ll credit you with $200.00. After that, get $10 for every person you refer.

✔️Get paid and cash out cash via PayPal.

GET STARTED >>

Download: iOS | Android | Browser

8. Invest in Real Estate with Only $500

fundrise app that pays

Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate?

You don’t have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $500 with Fundrise.

Through their real estate investment products, investors earned an average of 8.7 – 12.4 percent on their money last year, and all without painting a wall or dealing with unruly tenants.

There is a reason why they currently have over 500,000+ users, this app really can earn you generous returns!

fundrise press

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

GET STARTED >>

Download: iOS | Android | Browser

9. Make $200 or More at MyPoints

Have you heard of MyPoints? It’s a cash-back site that pays you to shop online. I love it because it lets you earn cash for the shopping you would do anyway.

And right now, you can earn a $10 Amazon gift card with your first purchase at any retailer through MyPoints!

Here’s how it works…

✔️Sign up for MyPoints here (you just need to give them a name and email address).

✔️MyPoints will instantly send you an email to confirm your email address. You’ll need to click that to get the free gift card.

✔️You’ll also need to purchase $20 worth of products at any of the more than 1,900+ top retailers like Walmart, eBay, & Amazon. MyPoints will reward you with 1,750 bonus points that you can redeem for a $10 Amazon gift card.

That’s all! It’s basically $10 off anything you buy.

GET STARTED >>

Download: iOS | Android | Browser

10. Solitaire Cube Will Pay You for Playing Cards

solitaire cube

Solitaire Cube is an addicting game where you can play Solitaire on your phone and compete in cash tournaments.

Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available).

It’s available on the Apple Store only, sorry Android users.

It’s pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time.

Cash outs are through PayPal and I had no issues withdrawing or depositing money.

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!

GET STARTED >>

Download: iOS | Android | Browser

11. Get $100 or More Right Now at ZippyLoan

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

zippyloan

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $200 and $15,000 as soon as tomorrow.

Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

GET STARTED >>

12. Get Paid for Scanning Receipts with Fetch Rewards

Fetch Rewards works directly with popular brands to bring you everyday savings on thousands of products throughout any grocery store. You can earn points and save without jumping through hoops. Buy what you want, where you want, and save.

They work directly with popular brands to bring you savings on thousands of products every day, no matter where you get your groceries. Just scan your receipts and make money fast.

fetch rewards app

Once you scan your first receipt, you’ll get 3,000 points which you can claim for a $3.00 Visa Gift Card.

Your Fetch Rewards download is free and they encourage you to earn extra money:

✔️Claim a $3 bonus when you scan your first receipt

✔️Earn money back for any receipt you scan

✔️Get $3 per referral when you refer friends and family

GET STARTED >>

Download: iOS | Android | Browser

14. Get Paid for Playing Games with Mistplay

mistplay

We all heard the old saying “Time is money” right?

Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it.

Getting paid for playing games sounds like a dream. But if you download a free new app, and then download games from it and play, you earn money.

As you level up you can earn more money for cash rewards or gift cards.

This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 35,404 positive reviews in the Google Play store.

If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.

GET STARTED >>

Download: iOS | Android | Browser

15. Make 200 Dollars with GetUpside

getupside

GetUpside is one of the best money-saving gas apps right now.

First, it gives you 25 cents back on every gas station receipt you submit.

To score the best gas prices, grocery prices, and restaurant offers with GetUpside, all you need is your phone and your receipt.

It also shows you the best gas station deals and the cheapest gas, which is useful.

This free app is saving users an average of $124 in a year.

✔️Pro Tip:  There is no minimum for cash outs, but a $1 fee will be made on withdrawals under $15. You can also use promo Code SMGJQ when you sign up and get a 20c/gal bonus!

How does it work?

✔️Click here to download for free.

✔️Claim your offer for the best gas price, restaurant or grocery offer

✔️Snap a photo of your receipt or receipts

Profit! Earn cash back, and cash out whenever you want via PayPal, gift card or check. A true way to earn $10 dollars fast, if you ever needed one.

GET STARTED >>

Download: iOS | Android | Browser

16. Invest in Amazon or Google for Just $1

stash app

Join 4+ million people on Stash and you can buy fractional shares of stocks such as Amazon or Google.

This way, you can afford these expensive stocks and start earning real money in the stock market.

Plus, you can also get your paycheck up to 2 days early and stop paying ridiculous fees.

You can download this app here in the Apple store.

GET STARTED >>

Download: iOS | Android | Browser

17. Get Paid Real Cash (via PayPal) with HealthyWage

HealthyWage offers you the opportunity to earn cash for losing weight.

Earn cash for losing weight?

Sounds too good to be true, but you read it right. The company was founded in 2009 in NYC, and part of its mission is to provide ways to have a measurable impact on the growing obesity epidemic in the US.

They do this by legitimately offering cash prizes to make weight loss and fitness more fun and effective. Since HealthyWage was founded they have been featured in literally hundreds of newspapers, magazines, TV shows, blogs, and website.

One of my friends made their own bet and learned that they could make up to $656.13 for only losing 15 pounds! That’s about $35 a pound, and about a cent per calorie cut.

How can you make money with it? You essentially bet on yourself and how much weight you can lose. Since they are promoting ways to be healthy, your winnings depend on how much weight you lose and how much you bet. It’s a great way to make money and be healthy at the same time.

Start your HealthyWager today and get paid to lose weight.

GET STARTED >>

Best Market Research Sites to Make Over $10 Fast

Pretty sure you have made well over $10 dollars by now but if you wanted to earn more check out the highest paying market research sites that actually work and pay via PayPal.

Yep, I sat down and studied all of the best survey apps to find out for myself which ones are legitimate (and high paying), and which ones are not.

If you wanted to compare some more, here is the list of the best money making surveys:

18. Swagbucks – $10 Signup Bonus

Who doesn’t love Swagbucks? This is one of the best money making apps because it lets you earn money in so many ways like taking surveys, shopping online or playing games, but many of my readers love racking up SB (Swagbucks) watching videos in their spare time.

This legit rewards site/app has over 14,144+ positive reviews on TrustPilot.

swagbucks trustpilot

You can cash out your SB as gift cards to hundreds of merchants or get your cash by PayPal. Many claim this to be one of the easiest money-making app sites. You can also get a $10 sign up bonus for joining.

Visit Swagbucks

19. Survey Junkie

survey junkie

Survey Junkie’s interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal.

Oh, and Survey Junkie also has over 11,036+ positive reviews on TrustPilot — the highest of any online survey company.

survey junkie

This is one is the more reputable survey companies out there and I use it often. You can join for free and get a registration bonus through this link.

Visit Survey Junkie

20. InboxDollars – $5 Signup Bonus

Earn cash, not points. InboxDollars pays members to read emails, take surveys online, playing games, and search the web! Overall, Inbox Dollars is super easy to navigate. I’ve tried other paid survey sites and just end up overwhelmed.

inboxdollars

It also does a nice job of breaking down the offers into categories. And you’ll always see the amount of money you’ve earned at the top of your window, which is exhilarating! Right now they are offering a $5 cash bonus just for joining.

Visit InboxDollars

Need More Ideas to Score Money Fast?

A ton of people are searching online for how to make money quickly. Well, look no further, because if you wanted more ways to make money online besides these free ideas above, there are more apps that pay you real money. If you didn’t claim your $5 bonuses already, don’t forget to check out the best sign up bonuses below:

  • SurveyJunkie: Make up to $50 per survey in your spare time from home to take online surveys, participating in Focus Groups and trying new products. Join SurveyJunkie Now
  • Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $5 Free
  • InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $5
  • Vip Voice: Is known as one of the #1 paid survey site. Take paid surveys anytime and anywhere via PC, Laptop, Tablet, Cell Phone or Mobile App. Join Vip Voice Now
That’s all she wrote folks. Hope you learned a thing or two on how I make money fast online. Good luck on your journey to learning how to make 200 dollars fast!

Want free money?

  • Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link. The value of the free share may be anywhere between $2.50 and $500 and fluctuates based on market movements. You’ve got nothing to lose.

Want to Score Easy Cash?

CompanyWhat You NeedEarning Potential
fundrise trustpilot$500 to Invest in Real Estate8.7 – 12.4% Annual Returns

LEARN MORE >

side hustleswagbucks trustpilot

Smartphone$100+ Per Month

LEARN MORE >

surveyjunkie make money

SmartphoneUp to $50 Per Survey

LEARN MORE >

SavingWiki Staff

We give you free tools, expert analysis, and useful content to make smarter financial decisions. Explore personal finance topics including credit cards, personal loans, savings, and more.